Bills and Expenses Smoothing - Simplified Example
                                                                                                        IC-Home Deposit Allocation Process

Sample Deposit: Deposit Date Deposit Amount Amount of Deposit
Allocated to each
Bill or Expense
Bill or Expense
(User Defined)
Payment Frequency Next
Due Date
Amount Due Next
     
Paycheck
(twice a month)
01/15/2010 1,250.00
50.00 Auto Insurance
Semi-Annual 06/01/2010 600.00
150.00 Auto Loan
Monthly 02/01/2010 300.00
  600.00  Rent / Motgage Monthly 02/01/2010 1,200.00
200.00 Groceries
Semi-Monthly 01/15/2010 200.00
100.00 Personal Cash Allowance
Semi-Monthly 01/15/2010 100.00
  150.00  Unassigned Funds
(extra money)
 
Total: 1,250.00 Must equal Deposit Amount